Credit & Risk Scoring
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Altman Z-Score
A multi-factor bankruptcy prediction model combining five financial ratios into a single score.
Credit & Risk Scoring
Credit Rating
An assessment of a borrower's creditworthiness and likelihood of default, issued by rating agencies such as Moody's, S&P, and Fitch.
Credit & Risk Scoring
Credit Risk
The probability that a borrower or counterparty will fail to meet its financial obligations.
Credit & Risk Scoring
Default Risk
The probability that a borrower will fail to make scheduled debt payments, exposing creditors to loss.
Credit & Risk Scoring
Calc
Piotroski F-Score
A 9-point scoring system that grades a company's financial health across profitability, leverage, and efficiency.